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Deferment eligibility checker
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Our eligibility checker helps you figure out if you qualify for either a deferment or forbearance based on your current circumstances.
If you don’t know who your lender is, go to the National Student Loan Data System (NSLDS), which is the central database for all federal student loan information.
If you don’t know who your loan holder is, go to the National Student Loan Data System (NSLDS), which is the central database for all federal student loan information. If ECMC holds your loans, call us at 1-800-780-7997.